Your Cozy Corner of Portland: How to Buy Without Losing Your Chill

Oh Hello! — Thinking about buying your first home in the Portland Metro? I’m so glad you’re here! 

I know this process can feel overwhelming (hello, endless housing market updates and what even is escrow?!), but it really doesn’t have to be. As a Portland real estate pro (6 years, hard time), I’m here to help you navigate it all—without losing your mind or your chill.

So, What’s the Deal with Portland Right Now?

The Portland housing market is doing its thing—it’s Spring and it can be competitive, a bit spendy, but not totally out of reach. Median prices for Single Family Homes are hovering around $535K, and new listings are selling anywhere from 5 – 25+ days. Not as wild as it was a few years ago, but you’ll still want to be ready to move when the right place pops up.

Let’s Talk Money (In a Chill Way)

Here’s the stuff you’ll want to square away:

• Down Payment: You don’t need to drop 20% unless you want to. There are loans that let you put down as little as 3% (or even 0% if you qualify for certain programs).
  
• Credit Score: Give it a quick check-up. The better your score, the better your loan terms. But don’t stress—there are paths forward even if it’s not perfect.
  
• Monthly Budget: Mortgage, taxes, insurance, repairs… we’ll make sure you know the full picture before you make any big decisions.

Free Money Is a Thing (Yes, Really)

Portland has some solid programs to help first-time buyers. One to check out: the Down Payment Assistance Loan (DPAL). It’s basically a second mortgage with terms that can help you buy within city limits. There are also homebuyer education classes that can make the whole process feel a lot less overwhelming.

Pro tip: These programs sometimes have income caps or waitlists, so the sooner you look into them, the better.

When Should You Start Looking?

Spoiler: right now isn’t a bad time. Spring is when the market starts heating up with new listings, and the earlier you’re pre-approved and prepped, the better positioned you’ll be when your dream home shows up.

We’ll make a plan based on your timeline, your must-haves, and your budget—no pressure, just smart strategy.

You Don’t Have to Do This Alone

That’s where I come in. Whether you’re just starting to explore or you’re ready to book showings, I’m here to guide you through the entire process—from getting pre-approved to getting those keys in hand.

I’ll help you:

• Understand what you can afford
  
• Connect with trusted lenders
  
• Find the neighborhoods that match your vibe
  
• Write strong offers that stand out
  
• Navigate inspections, negotiations, and all that behind-the-scenes stuff

Let’s Find Your Cozy Corner

Buying your first home is a big deal—but it doesn’t have to be a meltdown moment. With the right plan, a little guidance (hi, that’s me), and maybe a coffee or two to fuel your house-hunting weekends, you’ll find your cozy corner of Portland and a home that fits your lifestyle and your budget.

If you’re thinking about making a move this year, let’s talk. I’m here to answer questions, brainstorm next steps, or just be your calm in the real estate storm.

No panic. No pressure. Just progress.

Send me a message when you’re ready—I’ve got you.

LeAnn Raschke

Broker | OR

She/Her

As your dedicated real estate agent, I blend my deep passion for real estate with a love for art, design, and the rich tapestry of architectural styles that make Portland so special...

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• T: 503-442-1756
• leann@livingroomre.com