From Frustration to Fulfillment: Hannah and Luke’s Journey to Finding Their Dream Home

Buying a home is more than just a transaction; it’s a journey filled with hopes, dreams, and sometimes, challenges. For Hannah and Luke, the journey was anything but straightforward. They started out in a small 1-bedroom, 1-bathroom townhouse but dreamed of moving into a single-family home where they could start their family. However, after working with two different sets of realtors and feeling let down, they were starting to lose hope.

When Hannah and Luke found me, they were understandably cautious. We worked together on and off for about two years, with no pressure to rush into a decision that didn’t feel right. They appreciated that I wasn’t pushing them to buy just any house. My priority was to find them the right home—a place where they could envision their future. It wasn’t just about a transaction; it was about ensuring they found a home they would love for years to come.

The Turning Point: Finding “The One”

After seeing numerous houses, we finally found one that seemed perfect. But, as with many things in real estate, there was a potential “gotcha”—this time, it was the solar panels. The house itself was everything they wanted, but the solar panels came with a $40,000 loan, which was a huge shadow over the property. This was a significant concern for Hannah and Luke, and understandably so.

Guiding Through Negotiations: A Win for the Clients

I knew this was a deal-breaker for them, so I went into negotiation mode. We successfully negotiated for the seller to cover the entire $40,000 loan on the solar panels, ensuring Hannah and Luke wouldn’t have to take on that burden. Additionally, we secured $12,000 in closing costs covered by the seller—a huge win for my clients.

The key to these successful negotiations was preparation. I had worked closely with Hannah and Luke throughout the process, making sure they were ready to act when the right opportunity came up. A year prior, they had been pending on another house, but that deal fell through. From that experience, we learned the importance of being “patiently aggressive.” We were ready to jump on this house as soon as it hit the market, with all the necessary ducks lined up far in advance.

The Final Outcome: Thrilled with Their New Home

The outcome couldn’t have been better. Not only did Hannah and Luke move into their dream home in Tigard, OR, but they also walked away from the process feeling supported, informed, and truly cared for. Their feedback says it all:

“Where is the 6-star option?!?!?!? Will went well ABOVE AND BEYOND my expectations to get my wife and I our dream home after 2 years of searching with him. The best thing about Will is that he LISTENS to your input! He also provides excellent home advice from his personal experiences, is very proactive in communication, and is extremely patient. I can’t recommend working with Will enough!!!

Will was wonderful to work with – patient and understanding, willing to work through the details and all of our tedious questions. After a long search, Will helped us land in a house that checked almost all of our boxes. He followed that up with helping sell our previous home in what felt like record time! He is very knowledgeable, kind, professional, and provides many informative resources to ease the process for an anxious buyer like me. Would highly recommend. Thank you, Will!”

For me, stories like Hannah and Luke’s are why I love what I do. It’s not just about helping clients buy or sell a home—it’s about making sure they’re truly happy with one of the most significant decisions of their lives. If you’re looking for someone who will listen, guide, and go above and beyond to find the right home for you, I’m here to help. Let’s start your journey today by setting up a 1:1 meeting to discuss.

Digging Deeper: The Quirky Quest for Oil Tanks

Welcome to the wild world of real estate, where buried treasures (or tanks) lurk beneath the surface! Yup, we’re talking about oil tank searches—a step that’s more exciting than it sounds! Sure, it might seem like just another expensive item on the old inspection checklist, but trust me, taking the plunge and digging into those underground tanks can be a game-changer. It’s not just about avoiding future headaches and dollar signs—it’s about uncovering secrets that could make or break a deal! So grab your shovel and let’s get digging!

The Issue with Oil Tanks

Old timey oil tanks were all the rage back in the day for keeping homes toasty warm. But times change, and so do heating trends. Now days, it’s all about natural gas and electricity, leaving those old oil tank relics feeling a bit neglected. And guess what? They’re not taking it well. Yes, you heard it right—they’re hiding out underground, just waiting to cause a stink. So, while we’re enjoying our modern heating setups, those old tanks are plotting their comeback, one leaky surprise at a time!

a massive excavated oil tank

Oil in the Soil

You know those old oil tanks hanging out underground? Well, they’re not just chillin’ down there—they’re causing a bit of a ruckus! As time goes by, these tanks are known to rust and can leak their oily contents into the soil and groundwater. And let me tell you, when that happens, it’s not pretty! We’re talking about some serious environmental contamination that can turn a backyard into a greasy mess. It’s not just bad news for the folks living on the property; it’s a whole ecological disaster waiting to happen!

oil tank4.jpeg
gray soil is contaminated soil 

 

Rusty Business

Let’s Talk Dollar$ and Sense!

Finding an old oil tank hiding in your backyard can be a real headache for everyone involved in the sale of a property. For sellers, if you’ve got a leaky or buried tank, it’s like a big red flag waving “buyer beware!” Potential buyers can be scared off by the thought of oily surprises lurking underground. And buyers, be careful! Many times sellers don’t even know they have this buried treasure and you could end up with a property that’s not just expensive to clean up, but also puts you in hot water if that oily mess spreads.

Dodging the Law’s Oil Slicks!

When it comes to those buried oil tanks, it’s not just about the environment and your wallet—there’s also a whole legal rigamarole to navigate! Depending on where you live, sellers may be required to disclose an oil tank lurking underground. Forget to mention it? Well, get ready for some legal drama! By doing your due diligence and sniffing out those tanks early on, you can sidestep any messy legal battles down the road. It’s all about staying on the right side of the law, folks!

Zen and the Art of Oil Tank Searches!

Ah, peace of mind—the holy grail of real estate transactions! For buyers, uncovering the secrets lurking beneath the soil, like those pesky underground oil tanks, brings a sigh of relief and shields them from surprise bills after the ink dries. And sellers? Well, they’re like real estate ninjas, swooping in to tackle tank-related woes before they scare off potential buyers. So, invest a little time and cash upfront, and watch as everyone glides through the transaction with the grace of a zen master!

Ready to dive into your next real estate adventure? Don’t forget to add oil tank searches to your checklist! Whether you’re buying or selling, it’s a crucial step that could save you from a world of trouble down the line. And if you found this post helpful and need a reliable real estate agent to guide you through the process, look no further! Contact me today, and we can make your real estate dreams a reality.

When the right home comes along

Often when starting out the home buying process, especially with a first time home buyer, we give the process a lot of structure. And that is for good reason.

We ask home buyers to get as specific as possible with their home needs, how many bedrooms, bathrooms, whether the yard needs to be fenced or not. We ask them their ideal timeline and so many other important things.

This structure and clear path forward is important to having a stress free home buying experience.

BUT sometimes you have to be willing to have an open mind and be flexible.

Enter C and H’s home buying story.

When I first met with C & H we met very early on in their timeline which gave us plenty of time to start the education process and dial in what they were looking for in a home.

We discussed their ideal time to purchase a home and when we would plan to start the search more seriously. Which was a few months out.

But then… a few weeks later… we noticed the perfect home.

You know, the house that was priced well, super cute, well taken care of and in a great area. The home were you stand in it and go, why has no one else snatched this home up yet type home.

Luckily C & H had already started the home loan pre-approval process so we were able to act quickly, write an offer and secure them the property.

Everything went super smoothly and I was able to hand them over keys to their new home. We were sipping champagne in their new backyard after what felt like the most beautiful whirlwind of a home transaction.

The moral of the story is, it’s great to have a game plan for your home buying journey, but when the right home comes along, even if it feels “too soon” sometimes making the leap can be the best thing you ever did.

If you want to talk about your personalized home buying strategy and how we can work together please reach out. I would love to be sipping champagne with you in your backyard someday soon!

First Time Homebuyers, from Handshakes to Hugs.

I had the pleasure of meeting Jon in early Autumn of 2022 at a wee condo in SW Portland while hosting an open house. It was a lovely condo: very modern, floor to ceiling windows, two levels, 700 square feet. The downside being the many pet restrictions, and a high HOA. The $360,000 price tag looked good; however it didn’t quite work for Jon. Fast forward about six months later, and they were ready to begin in earnest as first-time homebuyers. Off to a coffee date we went where I had the pleasure of meeting Kevin, talked shop, made a plan, and we began. After talking to a lender and exploring neighborhoods around the city, they were seeing just how much home they could buy.

And then…we found THE one.

With Jon and Kevin, it was discovering that by doing their research, planning ahead, and getting all of their dogs in a row, (only because they have four of them, it couldn’t be ducks, and I couldn’t resist.), they landed this gem of a house. Instead of a 700sqft condo with the teeniest patio, they closed on their first, nearly 2,000sqft two-story house in the Montavilla neighborhood, 1940’s floor to ceiling windows included! It also has an enormous and private backyard for all their doggos.

This happened it seemed in a blink of an eye. (Another reason why it’s SO, SO important to prepare). When I got the call that they were ready to go, we immediately began to plan our house tour. It was so much fun! Only one day of touring several houses before we found THE house. Newly price reduced and it was within their reach. Of course, they weren’t the only ones who loved this house, and we competed with multiple offers. That’s often how it goes with price reductions, or corrections as we say. They drum up buyers to act. And act and win we did!

Prepare, my friends, prepare! The preparation for owning your first home takes time, patience, and sometimes a strong constitution. With every client I meet, I advise them to do the research, while I help guide them along the way. Get your advocates together, whomever that may be, whether it’s your bandmate, therapist, barista, pal, family, your people! Talk about it. Get excited about it! You’re about to take the plunge into homeownership, on to the adventure of building equity. Then find your cheerleaders/master negotiators – your LENDER and your AGENT. Once all of that is in order, the house hunting begins in earnest, and life changes completely. It’s an exciting ride first-timers!

Janelle Freeman, Realtor (@janelleisrealestate) • Instagram photos and videos

 

The First Time Homebuyers 💕
THE House!
1940’s Floor to Ceiling Windows!

One and DONE!

As many of us know the market in the Portland metro can be a bit hectic for buyers. Fortunately, when your able to dial in with your realtor on specific needs in conjunction with a timeline that can ease much of the stress and pressure of the market.
CONGRATULATIONS again to my wonderful clients- The Mejias on closing their first home!
They were open, upfront and honest with me about their needs/wants. With active listening and clear communication we were off to the races together.

In just ONE short week we were able to find the perfect home, put an offer in and have it accepted! Yes, the market does move fast, which is why it pays to be properly prepared and have quick feet so to speak.

Making Home Buying Look Like A Breeze

Congratulations to Hunter and Kirsten for getting such a great deal on this townhouse!  You were incredibly patient and wise with your home purchase.   When they saw this prospective home dropped their price, they waisted no time in swooping it up with some additional concessions before getting into contract.  We hope that your story gives so many buyers the encouragement they need to become homeowners in this appreciating market. You were not intimidated and made buying a home in Portland, OR look like a breeze!

You both are such a beam of sunshine and we loved working with you both! Thank you for partnering with us to achieve this huge accomplishment.  We are honored to be your real estate representatives.

Cheers to you both!

Flipped and Fabulous in Cully!

 

Our lovely buyers, Mary and Mikel, just closed on this lovely remodeled home last week.  Sometimes “flipped” homes get a bad rap, but this dialed home in Cully was restored with care and attention to detail.  A great combination of mid-century charm with modern updates.  Check out the beautiful finishes and awesome oversized back yard!

 

Congratulations Mikel and Mary — we know you will be very happy in your new home!

 

 

 

 

Dynamic Duo And A Match Made In Heaven.

Kevin and Ashley are a dynamic duo with a love of nature and travel.  So they decided to make the Pacific North West home and wanted to grow deeper roots.  When we set out to hunt for the right home, Kevin and Ashley knew they both wanted a craftsman with good bones in a close in location within Portland.

Many listings came up that were interested in but they liked flew off the market before they felt right about making an offer. One listing came up on that they made an aggressive offer on without being reckless, and we ended up in backup due to the first position being 20% over the list price.
Shortly there after, a listing in Grant Park just dropped its price significantly. They had no deadline but buyers were circling so we moved quickly and to protect them from over bidding we used an escalation clause as the listing agent and seller were excepting those. We secured getting into contract at a price that they felt comfortable.
We quickly had their inspections and negotiated sizable credit for repairs needed. They also received an appraisal waiver which validated the price that they submitted this was a huge win because it allowed them to close earlier so that they can get start it on their move sooner and out of their month to month rental.
This home has given them the opportunity to give them a base in Portland so that they can continue while traveling and experiencing nature.

Something that stood out to us in working with them was how in tuned they both were to each other and how well they were able to communicate as a couple.  We couldn’t be more excited for Kev and Ash on accomplishing their goal against the odds in this market. Congratulations to you both on succeeding in this huge accomplishment in home ownership!

Cheers to you both!

Sale Fails Can Be a Buyer’s Best Friend!

If you are a buyer or a buyer’s agent in 2021, you just may come to love the words SALE FAIL.  Buyers are being put through the wringer this year but we’ve got a few tricks up our sleeves in this competitive market and one of them is to hawk the multiple listing service for properties that have gone back on the market after a sale fail!

Properties that have had a sale fail can be easy prey for a smart Buyer because these frustrated Sellers usually are very motivated to just get it done!  Plus, Sellers often have copies of the previous Buyer’s home inspection reports and while all that property information can be a bit daunting right out of the gate, it also allows Buyers and their agents to quickly access the major issues of a property, make a plan, and hit the ground running.

Enter Mike and Beverly.  Like most first-time home buyers, Mike and Beverly had taken it on the chin for more than a few offers. Mike and Beverly just wanted a house.  Mike and Beverly honestly would have been happy with pretty much any house with four walls at one point!  Mike and Beverly are handy and were willing to do work; a lot of work.  How could it be so hard?

And then we saw those gorgeous words ‘back on the market’, followed closely by the holy grail:  ‘sale fail’ for 15215 SE Harrison St.  We knew we had a shot if we moved quickly.  We requested the inspection reports which Mike and Beverly reviewed with a contractor.  That gave them the confidence to be able to waive the inspection contingency in full and bam, Mike and Beverly were under contract on a house that not only had four walls-  It was lovely!  15215 SE Harrison had a big sunny yard, a spacious, hip mid-century floor plan, and warm hardwood floors.  There is definitely room in the spacious, level lot to build that ADU for Mom, and to create community in a way that only homeownership affords.

We are so happy for Mike and Beverly who never lost hope, never gave up, and patiently waited for the right home to appear.  We are so in awe of the privilege that we were given to help these two wonderful folks find their first home.

To learn more about how to use sale fails to your advantage, and other Buyer tricks we have up our sleeves, give us a call!

Kari & Erika:  HouseLovePDX

971.322.6612

 

 

 

Under the Oak Tree

 

“I feel at home under the oak tree,

Centuries old and standing tall.

And when I’m gone after a lifetime

The oak tree will remember my song. “

Haley Johnsen


When Haley & Erik set out to buy their first home, they never imagined they would get so lucky. They happened upon an open house in Milwaukie & decided to check it out. Immediately the colorful interior, spacious yard with the 200 year old oak tree and layout of the home felt right to them. With their ducks in a row, we were set to write an offer.

As first time buyers, Haley & Erik needed to make their offer stand out to the seller. I learned from the listing agent that that oak tree was extremely special to the seller & Haley & Erik felt connected to it as well. So what do you do when you are an amazing musician and you really want a house? You write a song about it!! Haley’s song can be heard here – and let’s just say the seller was in tears.

It was so special for me to lead Haley & Erik through this process. Not only are they amazing to work with – they are family. Congratulations Haley, Erik & Gifford!!! You did it!!!

To learn more about Haley’s work as a songwriter & performer, click here!

Just Sold! Bountiful Beginnings in Beaverton

Matthew and Jonathan have been the best of clients throughout the entire process of buying their first home. As we all know, the market in the Portland area favors the sellers. Matthew and Jonathan had a couple unsuccessful bidding wars under their belt already when they found a place that really caught their eye. Their new townhouse is in a wonderful Beaverton location right across the street from Nike World Headquarters. Featuring 3 beds and a lovely open floor plan, the home also has a spacious kitchen and oversized 2 car garage. It just so happens Matthew loves woodworking and Jonathan is passionate about cooking. Now they have a place for each of them to cultivate their passions! Congratulations to them on this monumental accomplishment, and I wish them nothing but happiness in their beautiful new home.

First Time Home Buyers Get Their Keys!

Keys in hand, whoop whoop! Congratulations to David and Emily on the purchase of their first home together! This lovely couple chose a sweet SW Portland townhome with a DIY project or two in mind–perfect for the soon-to-be newlyweds. Congratulations, you two, and thank you for letting me be a part of this big step in your lives!

 

10 Important Things to Do Before Moving Day

Your offer has been accepted—congratulations! But hold on: before you schedule the movers for the very day you get the keys to your new place, there are several new home to-dos that it makes sense to tackle before you begin to unload boxes. Some of these you can tackle yourself; for others, it might make sense to hire a professional. You can read this article if you need professional help with your moving and as always, I can help you to find reputable service professionals for a wide variety of home maintenance tasks.

Before you move in, be sure to:

  • Tackle paperwork. Yeah, I get it. Not nearly as much fun as mentally arranging furniture in your new digs, right? But you need to get homeowners insurance for your new home in order (in fact, you often can close on your new house without proof of insurance). And while you’re at it, go ahead and file your change-of-address form with the post office. You’ll still need to change your address with various entities after you move, but filing this form will ensure that important mail is automatically forwarded to your new address in the meantime.
  • Change the locks. Secure your new home from the very first day you own it. This is especially important if you’re not going to immediately occupy the space but will be storing belongings. A City Locksmith noted that you must get a locksmith to change the locks on every exterior door, including those that provide access to the basement or garage. It’s worth the peace of mind—and you’ll be able to get the precise number of keys you need at the time the locks are changed.
  • Change smoke detector and carbon monoxide batteries. Let’s continue with our safety theme: don’t spend a single night in your new home without first addressing this item! State law says that sellers need to replace old smoke detectors and carbon monoxide detectors prior to closing, but it’s best to double check it was actually done. While experts recommend putting fresh batteries in smoke and carbon monoxide detectors twice a year—typically when the time changes in the fall and spring—you should also ensure that your new home has fresh batteries in all smoke and carbon monoxide detectors before you move in. After all, you have no idea how long it has been since the previous owner tackled this task. Pro tip: add a note in your phone that lists the number of smoke and carbon monoxide detectors and the type of batteries each requires, then set recurring reminders in your calendar to replace the batteries every six months.
  • Complete dreaded maintenance tasks. Harness the excitement of moving into a new home and use some of that energy to tackle tasks that you might normally dread. Why? Well, it’s much easier to clean behind and beneath the refrigerator and the washer and dryer when they’re empty and when the space around the appliances is clear. While you’re at it, replace the furnace filter, and locate the breaker box, making sure the switches are properly labeled. There’s a benefit to doing all of this just before you move in: you’ll have an easy-to-remember date for when you last did these chores. Feel like you might be forgetting something? Go back to that home inspection report and comb through it for recommendations for items you might wish to address before move-in.
  • Paint. Whether the entire interior needs a fresh paint job, or merely a room here and there, it’s SO. MUCH. EASIER. to paint inside your home when the rooms are still empty. And it’s worth it to spend a little extra time (and money) to do it right: paint ceilings, trim, molding, baseboards, doors, walls—all of it. You can tackle the job yourself, or hire a professional painter. You’ll save money with DIY painting, but a professional will be able to do the job quickly, meaning you’ll be able to move in faster. You might even save money in hiring a professional if they paint while the house is empty of furniture.
  • Clean the windows. Outside and inside, top to bottom, make your new home should sparkle! Hire a window cleaner to wash the windows inside and out, and to clean the window tracks and screens. This often-overlooked chore goes a long way in making your house feel like home—just wait until the first morning that you sip coffee as the sun shines in the freshly washed windows! 
  • Wipe down cabinets and closets. While the window cleaner is up on the ladder, arm yourself with a bucket of hot, soapy water and a rag, and wipe down closet shelves and the insides of cabinets. Take a vacuum to the insides of closets, too. When you finally begin to move your belongings into the house, you’ll know that you’re putting your things away in freshly cleaned spaces. 
  • Clean floors. Rent equipment or hire a professional: whatever you do, don’t move into your new house without getting the carpets shampooed and hardwood/tile floors steam cleaned. Here’s the thing: people are gross. Pets are even more gross. It’s worth getting every inch of your home—especially the floors—as clean as you possibly can.
  • Replace toilet seats (or the entire toilet). Okay. I’m now revealing myself as a slight germ-o-phobe. But I know I’m not the only one! Maybe replacing the toilet seats (or the toilet) isn’t something you’ve thought about before, but I can almost guarantee you won’t be sorry. Plus, you can seize the opportunity to install a high-efficiency, water-saving toilet!
  • Stock the house with day-of-move essentials. Bring over a bin containing everything you’ll need on moving day: paper towels, hand soap, garbage bags, bottled water or soda, snacks, pain reliever, a tape measure, a phone charger, and anything else you might want on hand without having to go through boxes to find.

With the help of professional moving companies, like professional removalists Sydney, now you’re ready to start unpacking boxes, placing furniture, and hanging art—all the fun things that will make your new house your new home. And when you’re all settled, don’t forget to invite me to your housewarming party!

Our First Date, REALTOR® Edition: 4 Tips for Making Our First REALTOR®-Client Meeting a Success

You’ve googled me. We’ve texted. Maybe we’ve even spoken by phone. (Full disclosure: I tend to call you more than I text you. I’m old-fashioned that way!) We’ve arranged our first date (er—meeting!). Casual: coffee, maybe lunch. We both want to make a good impression.

But hey! You can relax! We’re going to be hanging out together—a lot—over the coming weeks. And we’re going to have fun. I already like you. And I promise you’re going to like me, too. 

While you don’t have to dress up or go out of your way to impress me, there are a few things you can do to make our initial meeting productive so we can begin making progress toward finding your next home!

  • Know Your Budget. The best way to do this is to get pre-approved for a home loan. Meet with a lender. Meet with several lenders. Get an idea of down payment options, interest rates, and the maximum amount of money for which you’re approved. Note: the maximum amount you’re approved for might not be the same as your actual maximum budget! If you haven’t gone through the pre-approval process yet or if you need a referral to a reputable lender, no problem! I can help to connect you with someone great so that you’re ready when it’s time to make an offer.
  • Know Your Neighborhoods. One of the first questions I’ll ask you is what neighborhoods you’re interested in. If you already live in the area, you may have a good sense of where you want to concentrate your search for your next home. If you’re moving from out-of-town or out-of-state, it might take a little longer to narrow your focus. In this instance, it’s helpful for me to know what’s important to you. Is it walkability? Proximity to transit? Do you love the idea of living near greenspace? You can do some homework ahead of our first meeting by researching local neighborhoods and taking the time to explore and drive the areas you’re drawn to.
  • Make Your List. You might already have a vision of your dream home in your mind. Or, you might think that you’ll “know it when you see it.” Either way, it’s a great idea to make a list of your criteria. In fact, make several lists: a “must-have” list, a “nice-to-have” list, and a “deal-breaker” list. Are you a gourmet chef who insists on having a gas range? List that in your “must-haves.” Would you like to have a powder room for guests, but you can probably live without it? List that in your “nice-to-haves.” Is a split-level a hard no in your book? List that in your “deal-breakers.” Remember: your “dream” home might not exist among the homes currently on the market—so you’ll need to either be prepared to wait for that home to come along, or be aware of where you can and cannot make concessions.
  • Know Your Timeline. A lot of factors influence your timeline for moving. Perhaps you need to sell your current home before you can move. Perhaps you’ve already sold your current home and need to find a new place ASAP. Or perhaps you’ve secured a new job in the area and want to find a new place in advance of your move from out-of-state. Whatever your situation, it’s good for me to understand your urgency (or lack thereof).

As you arrive at our first meeting, know this: you are important to me. Over the years, many of my clients have become dear friends. Whatever your budget, criteria, and timeline, I’m dedicated to helping you to find your next ideal home. I can’t wait to begin this relationship!

 

So You Want to Be a Homeowner: 5 Tips to Get Ready to Buy Your First House 

A lack of affordable homes in urban areas. High student loan debt. Difficulty qualifying for a loan. These are just a few of the reasons millennials aren’t buying homes at the same rate as Generation Xers and baby boomers before them. However, experts believe it’s not that millennials don’t want to buy homes. It’s just that they’re taking a little longer to do so. In fact, millennials are poised to become the fastest-growing group of new homeowners.

If you’re thinking about buying your first home (or hey! even if you’re thinking about buying your fourth home!) make sure you know how to get a cell tower on your property to prevent issues with the reception.

Here are some essential tips to prepare for this important (and exciting) step:

  • Get your debt under control. Student loans, car loans, credit card debt. Whatever debt you have, make a concerted effort to pay down as much debt as you can before you consider buying a home. There are a variety of strategies for how to approach paying off debt. Research and consider which approach makes the most sense for your situation. Then make a plan, and stick to it! Remember: decreasing your debt increases the likelihood that you’ll qualify for a favorable home loan. Plus, the process of paying off debt improves your overall credit score—which also helps in your loan application process. 
  • Strive for steady employment. As a group, millennials are more likely to be entrepreneurs. Millennials are also more likely to move between jobs than older generations. However, when it comes to qualifying for a home loan, lenders like to see that you have a steady and reliable source of income. If homeownership is your goal, be aware that sticking with one employer for a period of time could prove beneficial.
  • Squirrel away savings. At this point, you might be thinking, “Yikes. So I’m supposed to pay off debt AND save at the same time?!” Well, yes. And that can be hard to do. I get it. But there are a lot of reasons to build a nest egg. For starters, the process of buying a home requires some up-front cash. You’ll need to have funds available for escrow. You’ll need to pay for a home inspection (money that is very well spent!). You’ll need a down payment; the precise amount depends on the type of loan you get, and if you intend to purchase private mortgage insurance. And, you want to be prepared for the myriad expenses that come with home ownership. You might need to purchase a lawnmower. You might need to purchase a new water heater. At some point, you might be faced with a bigger purchase, like a new roof. A healthy savings account gives you a level of security and comfort as you take this next big step toward owning a home. 
  • Be ready to settle down. No, buying a home doesn’t mean that you surrender your sense of adventure! You’re still the same fun-loving, adventurous person you’ve always been. But in financial terms, if you’re going to buy a home, try to think ahead a few years. Do you see yourself being happy in the same neighborhood in the same city for at least 2–3 years?
  • Balance what you want with what is realistic. When you think you’re ready to take the leap, start to gather information needed to make an informed decision. Get pre-approved for a mortgage so you know what you can afford. (Hint: the highest number you qualify for isn’t necessarily the same as your maximum budget. Think about what is truly affordable!) Research the neighborhoods you love the most. How’s the commute? Are the types of homes you like in the areas you like within your budget? What concessions might you need to make?

And finally: it’s important to have a team you trust to walk with you through the home-buying process. If you think you’re ready to make the step toward homeownership, let’s chat! From connecting you with reputable lenders to making an offer to handing you the keys to your new home, I’m here to work with you every step of the way. Here’s my cell phone – 503-701-1000.

Little Gem’s in the $300K’s

 

There aren’t many, but this little cutie goes to show you that some diligence, realistic expectations and a good amount of elbow grease can truly make your dreams of homeownership come true.

If you’d like some help finding your little gem, I’d be happy to guide you through this adventure.

Veronica Powell
Veronica@LivingRoomRE.com
503.936.3475

Repairs and Final Walk-throughs

You’re buying a home. You’ve completed your inspections. You’re waiting to close. Now what?

You’ve made it through the inspection period and the seller has agreed to complete some home repairs. Congratulations! Now what? A week before closing I remind my clients about the closing process and to schedule a final walk through before closing. Besides asking the seller to provide any invoices or photos showing the repair has been completed- schedule a final walk through at least 3-5 days before your closing date. It’s always a good idea to double check that seller has completed the items they’ve agreed to repair.

Often you’ll find that a seller is scrambling to get those last repairs done, or cleaning up their move out. You’ll walk through the house with your real estate agent and verify that the items have been repaired.  I’ve found that a day or two before closing is just not enough time to remedy unfinished repairs. If a seller has not performed the agreed repair, do not give authorization to close until you are satisfied. This may delay your closing and you’ll have to write an extension to close.

Here are some repair and final walkthrough tips-

  • Make sure your repair requests are written in detail or refer to a specific scope of work.
  • In addition to your inspection report, get a professional estimate for repair.
  • If you are asking for a sewer repair, request that the seller scope the line after the repair and provide you the video of the scope.
  • Make good judgement about work that is being completed by homeowner or needs to be completed by a licensed & bonded contractor. There is a lot of work that a homeowner can do on their own. If the repair is related to a “service” of a major appliance, structure, or health/safety issue- request a professional handle that repair.
  • If a repair is being completed after closing, for example a sewer repair- ask for escrow to hold back additional funds in case the repair exceeds the provided estimate.
  • Your repair request agreement has a date written in which the repairs need to be completed by. If you haven’t seen photos or invoices come in, check in with your REALTOR® to request them from the seller.

If you are thinking about buying a home- give me call! I’d love to help you through the real estate process.

Julia Robertson | Broker | Living Room Realty

541-505-1111 | julia@rebyjulia.com

 

Maple Gets a Back Yard!

No more apartment living for the young Collie, Maple. She’ll be able to enjoy the space of her new home in St. Johns.
Craig and Sarah proved that you can finish a Master’s Degree, plan a wedding, welcome a new puppy and purchase your first home all at the same time!
It was a pleasure to help this adorable soccer loving couple through the home buying process, and to help them successfully purchase their first home.

From SE to NE Portland -They found the one!

After doing long distance for 18 long months, Michael and Shelby have found their first home in North Tabor! While planning a wedding they handled this process like pros.

The journey was not one without bumps along the way. After multiple bidding wars and back-up offers, they did not lose hope in finding the right home. With the focus being in SE neighborhoods, I was surprised to have a NE home come up as a home of interest.

We scheduled the appointment and within moments of walking through the doors, they were planning how they would decorate. This was the one.

Though they loved the home, the price wasn’t quite right. After some negotiating, we presented a strong offer with ideal terms.  We had an accepted offer for lower than asking (yay!). Before we could have our inspector go out, we were notified that our back-up offer for the previous home was accepted. Since it was a backup offer, they were not obligated to move forward. This left them with a choice to make.

Having the choice solidified their confidence in their move-in-ready NE home. We were moving forward. The inspection revealed that the sewer line had issues, however after three professional opinions, the sellers took on the cost of replacing the entire sewer. Happy buyers to say the least.

They are looking forward to enjoying their first years of married life in their beautiful home with a backyard made for entertaining. Congratulations to my good friends Michael and Shelby!

From this day forward..

I met with Mario and Lindsey back in January to go over the home buying process. They were first time home buyers that didn’t realize they could buy a home. To their surprise they were pre-qualified that week. Initially they intended to buy the home they were renting at that time, however the sellers had a change of heart and we were back to square one.

After taking some time to re-evaluate what they wanted, we found the perfect home in Battleground, WA. It only took moments after stepping into the front door that they knew this was the one. To get this home for lower than asking, we knew we had to win over the hearts of the sellers. Mario and Lindsey wrote a compelling letter that included their profession as school teachers. We later found out that the seller was also a teacher, which had an impact on our offer. The offer was accepted and we were moving forward!

The inspection brought up hurdles to overcome, but Mario and Lindsey handled this with ease. After the professional opinions of 5 contractors and extensive negotiating, we ended up with a brand new electrical panel and repaired plumbing. Happy with the result we were cruising ahead for a smooth closing.

Upon closing Lindsey brought a sign that she had saved from the first day they moved into their rental that read “ From this day forward, you’ll always have a home with me”, she crossed out “have” and filled in “own”. A special moment to say the least. Most importantly I received the update that their fur-baby Cal is adjusting very well to their massive backyard.

Congratulations to this incredible couple on their first home!

Sweet success

I met Jed and Jackie at an open house for one of my listings and we made a good connection. Although that was a great house, it was not the right time for them.  When they called and asked if I represent buyers, I was thrilled because they had stood out as a really fun and thoughtful couple on the hunt for a home.
We got the basics squared away with a great lender and started the looking at homes in earnest. We made a couple of offers on homes that could have been a good fit before we found the one!
It is a great home with lots of space, really more than they had considered in the past, but the price was right and we jumped on it. There were more than a dozen other offers made on the home, but with the combination of thoughtful buyers like Jed and Jackie and my skillful negotiation and good reputation working on their behalf we got it ‘into contract’.
I could not be happier for these two!
 
Thank you to Jed and Jackie for being rad, and inviting me to be your trusted advisor in the purchase of your first home!
If you would like genuine, focused and sincere representation in the sale or purchase of your home please call or email. Providing excellent service has been a long-standing source of pride.

Updated in NE Portland

I just sold this completely updated Glendoveer 1960s ranch in NE Portland to the sweetest first time home buyers. The kitchen was gorgeous! Upated with custom cabinets, quartz counter tops, and stainless steel appliances. The home still had some of its period details too. It’s close to Food Fight! (that awesome vegan grocery store), coffee, shopping, and the Glendoveer golf course too.

Are you looking to purchase a home? I’d love to help you find your perfect place too!

Badass Buyers Club

Badass Buyers Club

Leilani & Evan hit the jackpot!  Their path towards Chip & Joanna Gaines status is in motion as they receive keys to their first home and biggest investment.

After following my famed (okay not so famous) ig account @pdx_meg, Leilani contacted me to find out how they too can become part of the badass buyers club.  Like a lot of my first time buyer clients this past year, Leilani & Evan paid $0 closing costs!  They found this gem of a 1960’s ranch and we quickly put together their winning offer package which beat out 8 others!

On top of saving about $10,000 in out of pocket closing costs, they were able to effectively and happily work with the sellers on all other aspects of negotiations.  This is a huge deal especially when buying your first property.

 

What are they up to now?  I’ll make a few periodic updates to their story as they tackle their first renovation.  Stay tuned for more progress photos and style inspo as they make this house their first home.

Congratulations to the newest members of the badass buyers club!

 

 

 

 

 

503-840-2842

If you’d like help buying, selling, or small space planning, I’d love to be a part of your team too!

 

Home is where the heart is

Julia Robertson | Licensed Broker in Oregon & Washington

As the proverb goes… “Home is where the heart is”, and these two lucky first time home buyers found just the right place at just the right time, in a cute updated ranch home in Lents. They’ve traveled the world and here to stay. Congratulations Rebekah & Reuben!

If you’re thinking of buying a home in Portland or Vancouver- contact me! I’d love to help you through the buying process.

Julia Robertson | Licensed Broker in Oregon & Washington

541-505-1111 | Julia@livingroomre.com