The leaves are leaving. Winter is coming. The year is nearly done. In the midst of so much uncertainty, one thing is clear, our health and our homes have become a priority for us. I remain committed to helping you with all your real estate needs while keeping us all safe. Let me help.
Tag: Perci Harding
Do It to Honor Ruth
Just a few days left. Drop your ballot off. VOTE! Vote! vOte!
Mid-Century Retreat and Sanctuary
Listed at $450,000
OPEN SATURDAY AND SUNDAY 11:00 AM -1:00 PM
10909 NE Siskiyou Street Portland, OR 97220
A Mid-Century retreat on almost 1/2 acre in Parkrose Heights with all the important updates done. Classic 1960’s details and charm intact. Open floor plan, hardwoods, big windows, heat pump, double garage, new roof and paint. Sprawling basement with bonus room + bath. Comes with beautiful studio/office next to garden with composting toilet+plumbing+ mini-split. Perfect for working from home. If home is your sanctuary, this house is it!
3 bed | 2 bath | 2616 sq. ft.
MLS# 20112478 | Taxes: $4476 2019/20 | Lot Size: .42 Acre
Picture Perfect Jewel Box in Alberta Arts
MLS# 20278885 | Taxes: $1,306 (not a typo) | Lot Size: .06 Acre
Concordia Birkemeier on 1/4 Acre
$549,000
OPEN SATURDAY 2:00-4:00 PM
Taxes: $4,655.72 / 2019 Lot Size: .25 Acre
MLS# 20455169
A Garden At Last
Remember the Milwaukie mid-century estate down the steep, winding driveway? At the bottom was a creek and a swimming pool. Next door there were goats. So. Much. Work.
There was the cute, beach-cabin like home in the SW hills, remember that one? I loved it more than you.
The rambling NE ranch with the enormous, end-of-days retaining wall? You loved that one more than me.
We bounced around both sides of the river, and right up against the river. We saw it all and in the process, you learned that your perfect home was turnkey, not a project, a roomy yard, but not too big, mostly one-level with extra rooms upstairs for guests. And the perfect garden has lots of purple flowers. Smarten up your garden with eco composite decking which looks great and is eco friendly.
Sometimes is hard to take care of your garden since the wild animals like raccoons and squirrels come at night and eat some of the plans, often, squirrels will steal ripening fruits and vegetables to snack on, especially soft and juicy produce such as squash, tomatoes, peppers, cucumbers, and melons. Frustratingly, they often don’t even eat the entire thing! Squirrels will not only attack your gardens, but your bird feeders as well.
Welcome home to Argay Terrace.
Vote Like Your Life Depends Upon It
Because it does.
Geodesic Dome Lovers Call Me Now
The Buckminster Fuller fan in me had the best time last weekend. 1. I saw clients I haven’t seen in years. 2. Nice drive to the country. 3. Toured a Geodesic dome!!
Dudes, it’s as cool as it seems. If you are future thinking, looking for a little slice of heaven (nearly an acre) to call your own, and can see yourself blossoming within a spherical dwelling, call me now and let me put your name on the list.
Sylvan Hills Cape Cod Sweetie Pie
1800 SW Parkview Court
Portland, Oregon 97221
Offered at $559,000
MLS#20474111 | SQFT: 2346
4 Bedrooms | 2 Bathrooms
Year Built: 1943| Lot Size: .32 acre
Sylvan Hills Cape Cod with lush landscape + large yard on a cul-de-sac. The living room has refinished hardwoods, wood-burning fireplace + cove ceilings. Family room has cork floors + gas fireplace. Remodeled kitchen has slab granite + maple cabinets. Formal dining w/bay window + new deck. Updated windows + fresh paint. Attached garage. Plenty of storage. Hoyt Arboretum, Portland Zoo, Children’s Museum, Portland Japanese Garden, Washington Park – all nearby! Ainsworth + Lincoln schools.
Seen Near Portland State
Our souls could use a little soothing so here is your visual zen moment. This old house is holding on. Hope you will too. Here’s to seeing the beauty wherever possible.
Easy to Love, One Level 1968 Ranch in Milwaukie
1968 One Level Ranch on 1/4 Acre $349,000
MLS# 20161146 | Taxes: $3308 | Lot Size: .26 Acre
You Will Love This Grant Park/Hollywood Four Square
Grant Park/Hollywood 4-Square $689,000
MLS# 20373415 | Taxes: $6,871 | Lot Size: .11 Acre
Garden Home in Gladstone
$349,000
MLS# 220689228 | Taxes: $3932 | Lot Size: .11 Acre
Thanks for a Great Sale During a Tough Time
I wish every sale could be as pretty in pink as a Dogwood in spring. But you know what’s even better than a pretty picture? A kind advocate on the other side who shares a common goal of doing the best for their client while playing fair.
It took months to close this sale. M O N T H S. With all the usual delays and a lot of extra twists and turns. My buyer was purchasing with a 1031 Exchange, adding a ticking clock to the whole scenario. Throw in an estate with unanticipated repairs needed. Right from the beginning it was a “I have my work cut out for me” type of sale. Plus the sellers are a family I know from growing up in the same neighborhood. Why is that important? It created inexplicable nuances and I’m sure another dimension for their agent to navigate. Knowing the sellers as the buyers rep, helped me put a human face on it for my buyer and I think helped close this deal. Anyways, rambling on here, but thank you to Jean and all the other hard-working agents out there who put in the extra time, attention and work to get our clients where they need to be.
Blossoming Cherry Park Ranch
10414 SE Lincoln Court Portland, Oregon 97216
$439,000
Perspective
Taken just a few months ago, this photo shows the wild, steep slopes of Mt. Hood in mid winter. It was a beautiful day to be on the mountain and it makes me pine for the rowdy outdoors of the northwest.
Today we are stay-at-home everythings but my team is still here helping sellers and buyers. It’s a much different world today, but we are learning how to traverse this new landscape. Please reach out if we can inform, reassure and help with all things real estate.
This season will pass, and I hope soon. In the meantime, stay safe and stay home.
Wallpaper Wonderland Wants Fresh Start
Side-By-Side Duplex Fixer in Vernon
$589,000
MLS# 20226686 | Taxes: $3114 | Lot Size: .11 Acre
What’s the Deal with Appraisals?
What is an appraisal?
They are performed for the benefit of your lender by a third party (the appraiser) and paid by for you. For most buyers, they are a requirement of your loan. The purpose of an appraisal is to analyze the home and reassure the bank that the value and condition warrant giving you a loan at the agreed upon sales price. In other words, it’s worth what you’re paying.
Here is a lending scenario to help understand the effect a low appraisal can have on a buyer:
You are approved for a 20% down payment loan. For a $500,000 purchase, here is the math:
$500,000 purchase price
$100,000 total down payment
$400,000 loan amount
IF the appraisal comes in at $475,000 then the math changes:
$95,000 total down payment
$380,000 loan amount
But wait, your bid was $500,000.
In this case, the lender will still only lend you 80% ($380,000)of the appraised value ($475,000).
$500,000 purchase price
$380,000 total loan amount
$120,000 down payment needed to qualify for the loan
Let’s back up again. The sales contract states that both the buyer and the home must qualify for the loan. The appraisal is how your home qualifies for the loan. The appraisal falls under the financing contingency and therefore your earnest money deposit is protected, should you need to terminate the sale due to no longer qualifying for the loan. In the event of low appraisal, any of these things can happen:
-neither buyer nor seller are obligated to move forward with the sale. Either/or both buyer and seller can terminate the transaction and buyers earnest money is returned
-seller can lower the sales price to match the appraised price
-buyer can bridge the gap between sales price and appraised price, in this case bringing an additional $20,000 cash to closing.
-buyer and seller can meet somewhere in the middle with sales price
In multiple offers, where the sales price gets bid up, one of the things the seller is looking for is a buyer that has some cash to pad the deal if needed. There can be concerns about the price going too high to appraise. If a buyer does not (or cannot) provide assurance to the seller that an appraiser will bless the offering price, it may not make sense to take the highest offer, if appraisal does not come in at the sales price and the buyer cannot get the loan. The deal falls apart. This is why sellers will take a lower offer, with a bigger down payment. They don’t believe the higher price will appraise. This is why sellers love cash buyers – there is no appraisal requirement because there is no bank. In the event of multiple offers, some buyers have the cash to bring the extra down payment, or they might qualify to get a lower down payment loan.
You should know that in any multiple offer situation, I am gauging not only where the price will go, but also assessing how appraisal will go and what might come up. There are a lot of factors I am constantly assessing when showing homes and writing offers. It is all a balancing act of buyer comfort, market demand and of course, the appraiser!
Are your eyes glazed over, is your thought bubble saying “Who even thinks about these things?!!” I do. That’s why you need me. I’m the one who thinks about these things. Because, why fight so hard to get into first position, only to have appraisal issues in the home stretch?
Hawaii Dreaming on Such a Winter Day
When I’m not selling houses,
I love the sand and the sea.
Especially in Hawaii.
Call me today.
Before I sail away.
Fresh Contemporary Tri-Level Open This Weekend
9504 SW 54th Ave. Portland, OR 97219
$469,000
Taxes: $7411 Lot Size: .11 Acre
MLS# 20551123
Come Home to Comfort
OPEN Sunday, February 9, 2020, 2:00 PM – 4:00 PM
$379,000
705 NE Jackson St. Hillsboro, OR 97134
Taxes: $3449 Lot Size: .07 Acre
MLS# 20010664
Country Living In The City
4525 SE Malden Drive, Portland, ORE 97206
$349,000
OPEN SATURDAY + SUNDAY 12-2
MLS# 19238228 | Taxes: $2,056.95, 2018 | Lot Size: .11 Acre
ICONIC 1957 SIX PLEX IN WORLD FAMOUS KENTON
Don’t Delay, Call Today
$895,000
MLS# 19440969
Taxes: $7828 | Lot Size: .26 Acre
Mid-Century Ranch in Cully is Elevated by a Perfect Blend of Updates + Restoration
OPEN HOUSES:
SATURDAY 9/21/19, 1:00 pm – 3:00 pm
SUNDAY, 9/22/19, 11:00 am – 1:00 pm
$429,000
Taxes: $4106 Lot Size: .16 Acre
MLS# 19670041
And the Oscar For BEST HOME Goes to….
This lovely Hollywood Old Portland.
2515 NE 42nd Ave. $719,000
3 bedrooms, 2.1 baths, 2305 sf
1911 built and well maintained.
RMLS #19498775
Set up from the street, with a well-designed floor plan, this beauty features a true foyer for arriving, while maximizing square footage. The living room has high ceilings, a gas fireplace, walnut floors. Formal dining has period built-ins. The tiled kitchen has fresh paint, dishwasher, disposal, and a stainless steel fridge. Off the kitchen you’ll find a tiled mudroom + powder room.
The bedrooms are upstairs. Sweet as honey fir floors, large closets + storage. The bathroom has a clawfoot tub, wall sconce lighting and vintage perfect cabinetry.
The full, finished basement features a wet bar, wine fridge, travertine tiles and outside entrance, as well as a custom tile shower in the full bath and laundry with washer and dryer.
Updated windows, newer water service + pex plumbing. Hi-efficiency gas furnace. Sewer 2011, radon mitigation 2014. No tank found.
Covered porch, fenced backyard + patio. Rebuilt garage w/roof trusses, 506 sf.
Schools: Beverly Cleary K-8, Grant High.
Central location in Hollywood, near Beaumont Village and Grant Park. Tree-lined avenue with high transit/walk/bike scores. R-38 ceiling insulation. HES = 7.
OPEN SATURDAY, September 7th, 12:00-4:00pm
OPEN SUNDAY, September 8th, 1:00-4:00pm
Breathless City Views
Looking for something that will take your breath away? For a start, this view should do the trick. Or perhaps you’d rather a territorial view? Mt. Hood? Mt. St. Helens? Forest or river? I’ve seen ’em and I’ve sold ’em. Give me a call and I’ll show you all the secret spots to catch a view and buy your perfect home.
Got Cabin Fever? We Can Help!
We’ve sold a cabin or two, and we’ve seen a whole lot more! Do you share our passion for the woodsy architecture found in the shadow of Mt. Hood? Then give us a call. We just toured this old timer up the Historic Columbia River Highway and what a riverfront beauty. Summer time swims and snowy time romps await you in what could be an amazing second (or even first) home. Flannel not included.
Buckman Duplex Brings You Close-In SE Goodness
DUTCH COLONIAL DUPLEX IN BUCKMAN
$689,000
MLS# 19102092| Taxes: $6,046.44 | Lot Size: .08 Acre
What are Your Numbers?
What is your budget? I can help. Where do you want to live? I can help. When are you ready to buy or sell? I can help. Whatever your numbers are, I’m here, ready to help. Just call my numbers.
Pool Party in Argay Terrace
We LOVE a home with a pool and look at this one! Such a beauty, and just in time for the hot days ahead. We know our buyer will have the time of their lives here. Cheers, buddy!
Mt Tabor Offers Urban Respite
One of the things I love about Portland is how much green space we have right at our fingertips. In less than 5 minutes by car, from my home in SE Portland, I can be atop Mt. Tabor. Looking out over the city, and walking around the sparkling blue waters of the reservoir is one of my favorite places for a quick trip to nature. Trees, dogs and water. And lots of green, green grass.
Another Reason to Love Ladd’s Addition
With four rose gardens and a fifth garden brimming with rhododendrons, there is no more quintessential Portland place than the Ladd’s Addition neighborhood. Find a bench and soak up the rays, read a book, smell the roses. If you are looking to buy or sell and want a local expert, give me a call. I’ve been living in Ladd’s Addition since 2006, buying and selling homes in all of the Portland metro area since 2003.
One Level Love in the Heart of Cully
OFFERED AT $249,900
OPEN SATURDAY, 5/18 12:00 PM – 2:00 PM
OPEN SUNDAY, 5/19, 2:00 PM – 4:00 PM
Taxes: $2357 Monthly HOA’s: $275 ($340 at end of July)
MLS# 19197960
Small Footprint Living in Woodstock with Income Stream
Brought to you for the low, low price of $379,000
OPEN SATURDAY 5/18 11:00 AM – 1:00 PM
OPEN SUNDAY 5/19 12:00 PM – 2:00 PM
MLS# 19082838
Vintage Character Looking for Love in North Tabor
Offered at $369,000
OPEN HOUSE Saturday and Sunday 5/18 & 5/19 1:00 pm – 3:00 pm
350 NE 73rd Ave. Portland, OR 97213
Taxes: $4260 Lot Size: .14 Acre
MLS# 19440298
Pool Party in Milwaukie
Offered at $549,000
OPEN HOUSE SATURDAY AND SUNDAY 11:00 AM – 1:00 PM
Adorable and Affordable in Mt. Scott
Adorable & Affordable in Mt. Scott $339,000
OPEN SATURDAY April 20, 2019, 11:00 am – 1:00 pm
Taxes: $2,839 Lot Size: .09 Acre
MLS# 19435509
Blast From the Past: Happy Moments in Home Selling
Springtime cherry blossoms. remind me this sweetest home Lil Cupcake. I mean, look at this photo, you can’t help but feel good. Anchoring the Dekum/Piedmont neighborhood, and garnering immediate attention in the marketplace, this nest went quick.
List price: $349,000
Sold price: $378,500
Pending in 3 days
Closed June 6, 2017
Looking for great results in a home sale or purchase? Let’s connect!
Wonderful One Level In Woodstock
5111 SE 42nd Ave.
$415,000
Taxes: $4.073 Lot Size: .11 Acre